What our $20 weekly subscription offers

Credit Counselling – As a part of the Member Services and at your request, we will provide you with credit counselling whereby we will use our education and efforts to lower the amount of  collections by sending you letters to send to the collections agency that holds your debt. In order for us to provide such credit counselling services, we require you to provide us with a recent credit report and to cooperate with us during the credit counselling process.

 Affiliate Loan/ Secure Credit Card – As a part of the Member Services and at your request, we will use commercially reasonable efforts to assist you in obtaining a loan or credit card, or other credit facilities (collectively, “Credit Facilities”) offered by our affiliates, or third parties with whom we engage to provide such Credit Facilities. Credit Facilities are provided on their own terms and conditions and you must agree to such terms and conditions in order to obtain same. You may need to submit to one or more credit checks in order to apply for or obtain any Credit Facilities and your eligibility to obtain any such Credit Facilities is contingent on such credit check and your general creditworthiness.

Collection Settlement Letters – 

A Collection settlement letter is a formal written agreement between a borrower and a creditor (or collection agency) outlining the terms under which a debt will be settled for less than the full amount owed. This letter is often used in affiliates efforts to help individuals reduce their debt burden and potentially improve their credit standing over time.

Credit financial PDF education Booklet – This book shows guidance to positive credit history, has all info you need on how to keep your report in good standing with all credit credit bureaus.