Legal Disclaimers

Freedom Repair Specialists is a lead referral company, not a lender. Freedom Repair Specialists only works with financial service providers that adhere Canadian laws and regulations

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Freedom Repair Specialists

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¹ Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.

² There are no transaction fees applicable t, other than the 2.50% foreign exchange conversion fee. If you require a rushed card replacement, a $29 fee applies.

³ Based on the maximum $300 category spending per month. Cashback may be limited and varies by perks, offer, and partner. There may be monthly limits for boosted cashback offers.

⁴ Conditions apply. Must 1. be the age of majority in your province or territory of residence; 2. be a Canadian resident; 3. provide security funds.

⁵ When you make payments in full and on time each month.

⁶ For Quebec: Monthly Statements; No monthly or annual fees; 21-day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Pur

13 Member insurance benefits undechase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%).

⁷ Excluding Quebec residents.

⁸ As awarded on October 19, 2021 by votes cast in the RewardsCanada.ca Canada’s Choice awards.

¹⁰ Top-up varies based on monthly spend and is limited to $50 per month.

Term and Condtions
(a) Term. The term of this Agreement begins on the date Provider notifies
Customer it can access the Member Services and continues for a period
of 52 weeks unless terminated earlier in accordance with this
Agreement.
(b) Termination. In addition to any other express termination right set forth in this
Agreement:
(i) Provider may terminate this Agreement, for any reason upon thirty-sixty (30-60days)
days’ advance notice; or
(ii) either party may terminate this Agreement, effective on written notice
to the other party, if the other party materially breaches this Agreement,
and such breach: (A) is incapable of cure; or (B) being capable of cure,
remains uncured thirty (30) days after the non-breaching party provides
the breaching party with written notice of such breach.
(c) Effect of Expiration or Termination. Upon expiration or earlier termination of
this Agreement, Customer shall immediately discontinue use of the Provider IP.
No termination of this Agreement will affect Customer’s obligation to (i) pay all
Fees that may have become due before such expiration or termination or (ii)
entitle Customer to any refund.
(d) Survival. This Section 11(d), Section 2, Section 9, Section 10, and any right,
obligation, or required performance of the parties in this Agreement which, by
its express terms or nature and context is intended to survive termination or
expiration of this Agreement, will survive any such termination or expiration.

Privacy Policy.
Provider complies with its privacy policy available
athttps://freedomrepairspecialists.ca/ (“PrivacyPolicy”), as amended from time to
time, in providing the Member Services. The Privacy Policy is subject to change as
described therein. By accessing, using, and providing information to or through the
Member Services, you acknowledge that you h have reviewed and accepted our Privacy
Policy, and you consent to all actions taken.